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Insurance Solutions

Insurance Solutions

Our insurance solutions have been designed to cater for the various industry requirements while offering a low-cost and reliable solution.

Globally, usage-based insurance (UBI) products are starting to revolutionise the way motor insurance is packaged. The reason isn’t hard to find: they provide a win-win situation for both insurer and customer. The insurer can better manage the client risk and in doing encourage safer driving, and the responsible clients (typically the majority) enjoy a lower cost to insure. Scope has developed some of the most advanced solutions in this field and have already setup partnerships with some of the worlds leading insurance companies.

Some of the differentiating UBI features include:

  1. Easy installation: The Mhub 837 OBDII device is very easy to install (simply plug it in) and designed to interface with almost all makes of vehicle.
  2. Driver usage information: Driver distance driven as well as hours of use are captured and used for pay-as-you-drive models.
  3. Driver risk management: The MHub reads OBD data such as speed, revs and throttle levels, while a GPS unit on the device provides location and a 3 axis accelerometer measures acceleration in all 3 axes. The  utilising a proprietary pattern recognition algorithm to identify driving behaviour such as harsh braking, swerving and other aggressive manoeuvres. This data is transmitted over the cellular GSM network and combines with external data such as road type, speed limit and weather conditions to produce information for insurance analysis and rating.
  4. Solution scalability: The solution is highly scalable and can be taylored to meet the needs of the insurance company (key areas of focus) and the needs to the client (user preferences in terms of packages available). Insurers and end-users can then modify their package as their needs grow.

Other insurance industry applications include:

  1. Advanced technology for effective claim assessment such as
    • 3-axis accelerometer
    • Zone management for review of areas of use
    • Accident reconstruction data
  2. Safety services such as:
    • Vehicle recovery using GPS, GSM and RF location technology (enabled through reseller network)
    • Roadside assistance
    • Panic button and emergency response
    • Accident alerting
    • Tamper alert and self-powered batteries
    • Tow alert if vehicles are towed without the ignition activated
    • Geofencing for out of area usage
  3. Value added services such as:
    • vehicle polling
    • family / teen monitoring
    • tax log books and
    • integration into social networking tools such as Facebook (real-time notification of where you are)
    • Fuel consumption management

  

The new Latvia offices will have a primary focus on development, operations and sales functions and will complement the company's existing offices and operations in South Africa, Singapore and Ireland. Scope is currently further expanding it's partner and client base that currently exists in over 40 countries around the world.  |  Scope Technologies further enhances its portfolio into China, announces a new hardware manufacturing facility. The facility is equipped to handle substantially large production volumes and is a result of the growth we continue to experience in different geographies including China.  |  British Petroleum selects Scope's technology solutions in Colombia to realize full benefits of Scope's integrated vehicle tracking, driver management and personnel safety monitoring applications. The project includes all vehicles assigned to field and operations.  |  Scope Technologies commences distribution and sale of its technology offerings into Malaysia with a strong local partner company. First sales have been made to 3 large local entities in Malaysia.  |  Jaya Ready Mix Indonesia chooses Scope solutions. The Scope products have been selected after an in depth evaluation process. The solution has been adopted to increase the fleet utilization and safety, and reduce operating costs.